Personal Loan
Do you have a project in mind and need financial support? As credit intermediaries, we help you find the best credit solution.
Finding the best personal loan can be a challenge, with so many different offers and conditions available in the market. That’s where we, as authorized credit intermediaries, come in: we analyze your profile, compare proposals, and present you with the best solutions – simply, transparently, and at no cost to you.
We handle the entire process for you – from the simulation to the final conditions – ensuring that you get a loan tailored to your needs and goals, with complete security and support at every stage.
Bring your personal and family projects to life.
We present all the available solutions.
We explain everything clearly, without technical jargon.
Artéria Rústica will support you through every stage of the process.
Make your plans happen
Make your plans happen
Partenaires
We are credit intermediary number 0007871 authorized by the Bank of Portugal.
We are credit intermediary number 0007871 authorized by the Bank of Portugal.
BANCO BPI S.A.
BANCO SANTANDER TOTTA, S.A.
NOVO BANCO, S.A.
CAIXA GERAL DE DEPÓSITOS, S.A.
ABANCA Portugal, S.A
BANKINTER, S.A. - SUCURSAL EM PORTUGAL
BANCO CTT S.A.
UNION DE CRÉDITOS INMOBILIÁRIOS, S.A.
UNICRE - INSTITUIÇÃO FINANCEIRA DE CRÉDITO, S.A.
* This page provides a credit simulator with indicative values, which do not constitute a formal offer of credit. Each credit application is assessed individually by our partners. Our team is available to answer any questions and help you through the credit application process.
Use the loan simulator to calculate the approximate value of the monthly installment.
Loan Simulation
We are ready to analyze your case and provide personalized proposals.
Fill in your details and we will contact you promptly.
Analyze my case
We have gathered answers to the most common questions about personal loan
What is a personal loan?
A personal loan is a loan granted by financial institutions that allows you to obtain a sum of money for flexible use, without the need to justify the purpose. It can be used for personal projects, purchases, travel, education, or debt consolidation.
What documents are required to apply for a personal loan?
Typically required documents include:
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Valid identification (ID card or passport)
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Tax identification number
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Proof of income (pay slips or tax declaration)
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Proof of residence
Additional documents may be requested depending on the financial institution and client profile.
Is it mandatory to have an account at the bank to get a personal loan?
No, it is not mandatory, but most institutions require opening an account as a condition for granting the loan.
What is the difference between TAN and APR in a personal loan?
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TAN (Nominal Annual Rate): represents only the interest charged on the loan amount.
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APR (Annual Percentage Rate): includes all charges, such as interest, fees, and insurance, reflecting the total cost of the loan.
Are insurance policies mandatory for personal loans?
In most cases, personal loans do not require mandatory insurance, unlike mortgage loans. Optional insurance, such as life insurance or payment protection, can be taken for added security.
