About us

Artéria Rústica was founded in 2023, and our story began with the desire to combine Real Estate Mediation with Credit Intermediation in order to obtain the best solutions for our clients.

Analyze my case

We are specialists in Real Estate Mediation and Credit Intermediation, focused on delivering results that truly make a difference.
At Artéria Rústica, we don’t just deal with properties and credit — we deal with people, projects, and dreams.

We work every day to ensure that finding the ideal property and obtaining the best credit solution is simple, fast, and hassle-free, enabling informed decisions made calmly and with confidence.

We support every client with a close, transparent, and efficient service, always oriented toward what really matters: helping you achieve your goal with the best conditions on the market.

We search for the right property, negotiate on your behalf, handle the documentation, and present competitive credit solutions — all in one place, so you can save time, money, and worries.

Commitment and Trust

Because when you choose Artéria Rústica, you choose:

Personalized guidance, step by step.
Strategic negotiation designed to protect your interests.
Access to the best real estate and financial opportunities.
Speed and efficiency, without compromising safety and professionalism.

Our credit intermediation service is free of charge for our clients.
Our commitment is simple: to offer you the best solutions with maximum convenience.

Artéria Rústica – by your side for every big decision.

Choosing Artéria Rústica

IDENTIFICATION ELEMENTS AND DESCRIPTION OF THE CREDIT INTERMEDIARY’S ACTIVITY

IDENTIFICATION ELEMENTS

Company name: Artéria Rústica - Mediação Imobiliária e Administração de Imóveis, Unip., Lda
Business address: Rua António Aleixo 28, Loja 15, 7520-171 Sines
Registration number with Banco de Portugal: 0007871

Information regarding credit intermediaries registered with Banco de Portugal can be consulted at: www.bportugal.pt/intermediarios-credito

The activity as a credit intermediary is subject to the supervision of Banco de Portugal.

Contacts:
Tel.: +351 963 729 802
geral@arteriarustica.com

DESCRIPTION OF THE CREDIT INTERMEDIARY’S ACTIVITY

Credit intermediation services

Presentation or proposal of credit agreements to consumers
Assistance to consumers, through preparatory acts or other pre-contractual management work relating to credit agreements not presented or proposed by the intermediary

Category of credit intermediary: Tied credit intermediary

Identification of lenders or groups with which contractual ties are maintained:

UNICRE - INSTITUIÇÃO FINANCEIRA DE CRÉDITO, S.A.
BANCO CTT, S.A.
BANCO BPI S.A.
UNION DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) - SUCURSAL EM PORTUGAL
BANKINTER, S.A. - SUCURSAL EM PORTUGAL
NOVO BANCO, S.A.
CAIXA GERAL DE DEPÓSITOS, S.A.
BANCO BIC PORTUGUÊS, SA
BANCO SANTANDER TOTTA, S.A.
ABANCA CORPORACIÓN BANCARIA, S.A., SUCURSAL EM PORTUGAL

Credit intermediation exercise regime: Activity carried out under a non-exclusive regime.

Types of credit covered: Mortgage credit

Civil liability of [COMPANY] towards third parties:

Civil liability guarantor: Ageas Portugal – Companhia de Seguros, S.A.
Insurance contract identification: RC008410210512
Validity: from 2025-10-17 to 2026-10-16
Civil liability guarantor: Hiscox, S.A. – Branch in Portugal
Insurance contract identification: RC2544787
Validity: from 2025-07-09 to 2026-07-08

Under Article 46 of the legal framework for credit intermediaries, the receipt and delivery of funds is prohibited, as set out below:

"Prohibition on receipt and delivery of funds
1 – Credit intermediaries are prohibited from receiving or delivering any amounts related to the formation, execution, and early compliance of credit agreements.
2 – The following situations are not covered by the prohibition in the previous number:
a) The receipt of funds by credit intermediaries as remuneration for services provided in Article 4, under Articles 58 and 61;
b) The receipt, by credit intermediaries as an ancillary activity, of funds delivered by lenders for payment of the price of goods or services financed through the credit agreement;
c) The delivery to lenders of funds corresponding to interest and charges associated with a credit agreement, when that agreement is intended to finance the acquisition of goods or services marketed by the credit intermediary as an ancillary activity and the intermediary has assumed payment of such interest and charges to the lender."

Legal Information

CREDIT INTERMEDIARY

Partenaires

We are credit intermediary number 0007871 authorized by the Bank of Portugal.

BANCO BPI S.A.

BANCO SANTANDER TOTTA, S.A.

NOVO BANCO, S.A.

CAIXA GERAL DE DEPÓSITOS, S.A.

ABANCA Portugal, S.A

BANKINTER, S.A. - SUCURSAL EM PORTUGAL

BANCO CTT S.A.

UNION DE CRÉDITOS INMOBILIÁRIOS, S.A.

UNICRE - INSTITUIÇÃO FINANCEIRA DE CRÉDITO, S.A.