Debt Consolidation Loan

Simplify your finances with the right Consolidation Loan. As credit intermediaries, we help you combine your loans into a single solution that is more advantageous and tailored to your budget.

Having multiple loans can make financial management complex and make it harder to keep track of your monthly payments.

As authorized credit intermediaries, we analyze your financial profile and compare proposals from various institutions, presenting the solution that best suits your needs. We support you throughout the entire process – from simulation to final approval – ensuring transparency, security, and personalized assistance at every step.

With our help, you can reduce your monthly payments, simplify the management of your loans, and gain better control over your finances, at no additional cost.

Simplify your payments

* This page provides a credit simulator with indicative values, which do not constitute a formal offer of credit. Each credit application is assessed individually by our partners. Our team is available to answer any questions and help you through the credit application process.

Use the loan simulator to calculate the approximate value of the monthly installment.

Loan Simulation

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Partenaires

We are credit intermediary number 0000000 authorized by the Bank of Portugal.

Novo Banco, SA

Caixa Geral de Depósitos, SA

Millennium bcp

Banco Santander Totta, S.A

EuroBic Grupo ABANCA

Bankinter, S.A

Crédito Agrícola

Banco CTT, SA

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We are ready to analyze your case and provide personalized proposals.
Fill in your details and we will contact you promptly.

Analyze my case

We have gathered answers to the most common questions about personal loan

Frequently Asked Questions

What is a consolidation loan?

A consolidation loan allows you to combine multiple loans into a single contract, simplifying financial management and enabling a monthly payment better suited to your budget.

What are the advantages of consolidating my loans?

By consolidating your loans, you can reduce the total amount of monthly payments, simplify repayments, gain better control over your finances, and in some cases, secure more advantageous terms.

Can I consolidate all types of loans?

In most cases, it is possible to consolidate personal loans, car loans, credit cards, and other types of loans. However, each financial institution may have specific rules about which products can be consolidated.

What is the maximum amount I can consolidate?

The maximum consolidation amount depends on the financial institution, the total of existing loans, and your financial profile, including income and repayment capacity.

What documents are required to apply for a consolidation loan?

Usually required documents include:

  • Valid identification;

  • Tax identification number;

  • Proof of income;

  • Proof of residence;

  • Details of the loans to be consolidated.
    Additional documents may be requested depending on the institution and client profile.

Contacts

Office hours

Contacts

09:30h às 13:00h

14:00h - 18:30h (monday to friday)

10:00h às 13:00h (saturday)

09:30h às 13:00h

14:00h - 18:30h (monday to friday)

10:00h às 13:00h (saturday)

- monday to friday

09:30h às 13:00h

14:00h - 18:30h

 

- saturday

10:00h às 13:00h

09:30h às 13:00h

14:00h - 18:30h (monday to friday)

10:00h às 13:00h (saturday)

Office hours

(Call to national mobile network)

(Call to a national landline)

Artéria Rústica – Credit Intermediation is registered with the Bank of Portugal, under registration number 0007871, as a tied credit intermediary, without an exclusivity regime, having entered into agreements with the following entities: BANCO BPI S.A., CAIXA GERAL DE DEPÓSITOS, S.A., BANCO CTT, S.A., BANCO SANTANDER TOTTA, S.A., NOVO BANCO, S.A., BANKINTER, S.A., ABANCA Portugal, S.A., UNION DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) - SUCURSAL EM PORTUGAL, UNICRE - INSTITUIÇÃO FINANCEIRA DE CRÉDITO, S.A.

Contacts

Largo Afonso de Albuquerque, 4

7520-141 Sines

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